Welcome To Panama City, FL

Your Complete Guide to Living in Panama City, FL

Panama City Florida Houses For Sale

Explore this beautiful waterfront community with our Panama City Guide.  Panama City is located in the Florida panhandle, just east of St. Andrew’s Bay. Panama City, FL is approximately 170 miles east of Mobile, Alabama, 95 miles east of Pensacola, Florida, and about 100 miles southwest of the state capital — Tallahassee. With easy access to some of Florida’s best beaches, a gentle climate, a low cost of living, and attractive housing opportunities, it’s no wonder why Panama City’s population has continued to grow over the past few years.

The crystal clear water is what draws people to Panama City. Situated on St. Andrew’s Bay, Panama City offers a life of luxury with beautiful waterfront views from your living room windows. For those with boats, jet skis, or other water sports toys, you can even dock them right at home. The Bay offers calmer waters with the ability to build docks and piers right in your own backyard. 

Panama City is the place for those looking for the benefits of waterfront views without the price tag. Trading in the waterfront views offers more accessibility to schools, shops, restaurants, and major roads. No matter where you plan to plant roots in Panama City, you’re making a great choice and investment in real estate. 

Living in Panama City 

Panama City’s abundant housing options attract investors, retirees, professionals, and families to the area. Panama City has something for you, whether you’re looking for something with waterfront views or a condo for easy living. There are even lots available where you can bring your builder and build your dream beach home. 

The nearly ideal climate is a big draw to Panama City. The annual average temperature is about 68.8 degrees. There’s almost always a slight breeze coming off the water, making some of even the hottest summer days bearable. 

The cost of living in Panama City is about 13.3% lower than the national average. Florida residents pay no state income tax, which increases the take-home amount on each paycheck. Retirees tend to enjoy the tax benefits in Florida; the state does not take taxes on retirement or pension benefits. 

Staying Active in Panama City 

The city-owned Panama City Marina & St. Andrew’s Marina is the perfect place to dock the boat after a day on the water. Adjacent to the marina is the Marina Civic Center which, combined with the nearby Martin Theatre and Visual Arts Center, provides a wide array of entertainment for the city. 

The easy life is what attracts many to Panama City. Panama City has several golf-cart-friendly neighborhoods and streets for those looking to run a quick errand, visit with a neighbor or uniquely explore the city. 

Aside from the gorgeous beaches, you may want to spend your time indoors during the rain or take a break from the heat. The kids will love visiting the Science and Discovery Center. Or spend an afternoon sampling the latest brews at Salty Oak Brewing Co.  

One of the most significant benefits of living on the Gulf Coast is access to incredible fresh seafood. We recommend trying the latest creations at FINNS Island Style Grub, Gene’s Oyster Bar, or Gary’s Oyster Shack. If you have land lovers in your group, there’s usually a fresh selection of chicken, sandwiches, burgers, and more on the menu.   

Panama City residents keep their calendars complete with all of the fun community events: 

  • Panama City Songwriter’s Festival
  • Oktoberfest
  • Panama City Beach Fishing Rodeo
  • Pirates of the High Seas Festival

And more — there is always something fun happening in Panama City. 

Counts Real Estate: Your Panama City Partner

Now you’re ready to make moves. It would be best if you had the right partner. The experts at Counts Real Estate are here to make your journey to Panama City seamless. Whether you’re looking for an investment property or a new homestead, we’re here to help. Get started online by finding a Counts Real Estate agent in Panama City today!

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